VA Streamline (IRRRL) Rates 3-31-22
| |
Rate |
APR |
Points |
| 30 year fixed VA Streamline (IRRRL) |
4.000% |
4.058% |
0 points |
Have a question about our online VA IRRRL pricing?
Please contact Daniel Dunn or Stephen Ryan at (866) 721-6084
Please Call For FHA and Conventional Pricing
Lender Credit:
A lender credit is a rebate, based on the interest rate you have selected to help reduce your closing costs.
Discount Points:
Discount points are fees paid to the lender to lower your interest rate.
VA Funding Fee:
Congress enacted the funding fee to help reduce the government’s costs associated with loans guaranteed, made, or insured under VA’s Home Loan program.
VA IRRRL Funding Fee Exemption:
Some borrowers will have an immediate exemption from the VA funding fee. These are the veterans who have a disability that occurred as a result of their time in the military
View complete exemption details here
Disclaimers:
Rate shown above is current as of 3/31/22. For all available programs and rates please call. Rates and APR’s are based on 30-day interest rate lock in, 740+ credit score, VA interest rate reduction refinance loan (IRRRL), .5 VA funding fee, 0 total points, and a loan amount of $300,000. Rates are subject to change without notice due to market conditions. Some restrictions may apply. By refinancing your existing loan, your total finance charges may be higher over the life of the loan. Please contact us for pricing if you do not meet these assumptions.
Loan product availability subject to loan amount. Terms and conditions are subject to change until your interest rate is locked. These include but are not limited to rates, Annual Percentage Rate ("APR"), discount points, lender credits and fees/closing costs. By default all rates are shown with a 30 day interest rate lock. Rates and APRs may vary depending on loan details, such as discount points, loan amount, loan-to-value ratio, your credit, property type, and occupancy. ARM rates subject to increase during loan term. Rates and APRs generally assume that an escrow account is set up for payment of property taxes, hazard insurance, and mortgage insurance if applicable. Additional third party closing costs apply. A lender credit cannot exceed the allowable closing costs associated with the loan. In no instance will you receive cash from a lender credit or have the credit applied to any other charges disclosed that are not identified as allowable closing costs. The payment shown above only has principal and interest included, it does not include hazard insurance, taxes, potential mortgage insurance, or home owner association dues. By refinancing your existing loan, your total finance charges may be higher over the life of the loan.
(Daniel Dunn NMLS ID 155672) (Stephen Ryan NMLS ID 242662)