Conventional Pricing Engine
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A lender credit is a rebate, based on the interest rate you have selected to help reduce your closing costs.
Discount points are fees paid to the lender to lower your interest rate.
Loan product availability subject to loan amount. Terms and conditions are subject to change until you lock your interest rate. These include but are not limited to rates, Annual Percentage Rate ("APR"), discount points, lender credits and fees/closing costs. By default all rates are shown with a 30 day interest rate lock. Rates and APRs may vary depending on loan details, such as discount points, loan amount, loan-to-value ratio, your credit, property type, and occupancy. ARM rates subject to increase during loan term. Rates and APRs generally assume that an escrow account is set up for payment of property taxes, hazard insurance, and mortgage insurance if applicable. A lender credit cannot exceed the allowable closing costs associated with the loan. In no instance will you receive cash from a lender credit or have the credit applied to any other charges disclosed that are not identified as allowable closing costs. The payment shown above only has principal and interest included, it does not include hazard insurance, taxes, potential mortgage insurance, or home owner association dues. By refinancing your existing loan, your total finance charges may be higher over the life of the loan. (Daniel Dunn NMLS ID 155672)